Mu Rwanda, kwishyura no kwakira amafaranga hifashishijwe telefone byabaye kimwe mu byifashishwa cyane mu buzima bwa buri munsi, hifashishijwe serivisi zizwi nka Mobile Money.

Izi serivisi zituma umuntu ashobora kohereza, kwakira, kubika no kwishyura amafaranga akoresheje telefoni isanzwe cyangwa smartphone, nta banki agiyeho ku mubiri.

Serivisi za Mobile Money ziboneka mu Rwanda

Mu Rwanda, serivisi za Mobile Money zitangwa cyane cyane n’ibigo by’itumanaho. Izi serivisi zikoreshwa mu bikorwa bitandukanye by’ubukungu.

• Kohereza amafaranga hagati y’abantu
• Kwakira amafaranga mu buryo bwihuse
• Kwishyura amaduka, amaresitora n’ibikorwa by’ubucuruzi
• Kwishyura fagitire z’amashanyarazi, amazi n’itumanaho
• Kubitsa no kubikuza amafaranga ku bacuruzi bemerewe

Uko Mobile Money ikora

Mobile Money ikoresha sisitemu ihuza telefoni y’umukiriya n’urusobe rw’ikoranabuhanga rw’ikigo gitanga serivisi. Iyo ukanze kode ya USSD cyangwa ukoresheje application, ibisabwa bihita byoherezwa kuri sisitemu, amafaranga akimurwa mu masegonda make.

Umutekano mu kwishyura kuri telefoni

Kugira ngo umutekano w’amafaranga ubungabungwe, Mobile Money ikoresha kode y’ibanga (PIN), kandi buri gikorwa cyose kikandikwa muri sisitemu. Abakoresha basabwa kutagira uwo baha ibanga ryabo.

• Ntugashyire ahagaragara PIN yawe
• Genzura neza nimero ugiye koherezaho amafaranga
• Menyesha vuba ikibazo cyose ku kigo gitanga serivisi

“Mobile Money yahinduye uburyo abantu bakora no bakoresha amafaranga mu Rwanda.”

— Impuguke mu by’itumanaho n’imari

Uruhare rwa Mobile Money mu bukungu

Kwishyura hifashishijwe telefoni byongereye imikoranire y’ubucuruzi, byorohereza abantu guhererekanya amafaranga no gukora ibikorwa by’imari hatabayeho gukoresha amafaranga afatika (cash).