Amabanki atandukanye ku Isi yatangiye gukoresha ikoranabuhanga rya blockchain mu bikorwa byayo, cyane cyane mu kohereza amafaranga, kubika amakuru no kugenzura ibicuruzwa by’imari.

Iyi ntambwe igaragaza impinduka mu mikorere y’amabanki asanzwe, aho blockchain igenda ikoreshwa nk’uburyo bwo kongera umutekano no kwihutisha serivisi.

Blockchain ikoreshwa mu biki?

Mu mabanki, blockchain ikoreshwa mu bikorwa byihariye bisaba umutekano n’ubunyangamugayo bw’amakuru.

• Kohereza amafaranga: kwihutisha transfers mpuzamahanga
• Settlement: kurangiza transactions mu gihe gito
• Kubika amakuru: kurinda ko yahindurwa
• Smart contracts: amasezerano yikora

Impamvu amabanki ayitangira

Amabanki menshi yatangiye kugerageza blockchain mu rwego rwo kugabanya ikiguzi cya serivisi, kugabanya abakora hagati no kwirinda amakosa ya muntu.

Blockchain n’amabanki yo mu karere

Mu bihugu byo muri Afurika n’ahandi mu bihugu bikiri gutera imbere, hari amabanki yatangiye kugerageza blockchain mu kohereza amafaranga no guhuza serivisi za mobile money n’iz’amabanki.

“Blockchain ishobora guhindura imikorere y’amabanki mu gihe kirekire, cyane cyane mu bijyanye n’umutekano n’umuvuduko.”

— Raporo y’imari mpuzamahanga

Imbogamizi zikigaragara

Nubwo blockchain ifite amahirwe menshi, hari imbogamizi zirimo amategeko ataranozwa, guhuza n’amabanki asanzwe n’ubumenyi bukiri buke ku bakozi bamwe.

Ejo hazaza h’ikoreshwa rya blockchain

Abasesenguzi bemeza ko ikoreshwa rya blockchain mu mabanki riziyongera mu myaka iri imbere, cyane cyane mu serivisi zambukiranya imipaka.